How to buy a home with City help
First time homebuyers can buy a home at a below market rate price and get a loan for a down payment.
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You can also get City help to find and stay in an affordable rental. Includes low income and below market rate housing. Learn about renting.
Services
Buy a home at a below market rate price
First time homebuyers can buy a home in San Francisco at below market rate (BMR) prices.
Buy a home at a fair market price
Apply to buy a home at a price set by the open market. No bidding needed.
Apply for a downpayment loan
Get a loan up to $500,000 to buy a home at a below market rate (BMR) or fair market price.
Apply to buy without a lottery
Apply to buy at a below market rate price without entering a lottery. We review applications in the order they come in.
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Resources
For people looking to buy a home
For current homeowners