You must live at the home that you buy with City help. You are not allowed to rent it out, including on platforms like Airbnb. The entire process of buying a home may take months.
Decide if buying a home is right for you
You need to attend an orientation about buying a home with City help. You must also have some savings.
Attend homebuyer education
In general, every adult in the household must finish the workshop and homebuyer counseling.
Get a mortgage loan pre-approval letter
When you apply for housing, your pre-approval letter must be dated within the past 120 days.
These approved lenders are familiar with various City housing programs.
Apply for housing
You can apply for specific listings, or you can apply for a downpayment loan on any home.
After you own your home
Every year, we will ask for proof that you are living at the home, and that you have homeowners insurance.
Last updated October 18, 2022