What to do
We compare your income to other San Franciscans by using AMI. 100% AMI is the middle number when looking at a list of all San Francisco incomes. AMI also depends on household size.
1. Find the 100% AMI for your household size
The following are 100% AMI by household size in 2019:
- For 1 person, $86,200
- For 2 people, $98,500
- For 3 people, $110,850
- For 4 people, $123,150
- For 5 people, $133,000
- For 6 people, $142,850
- For 7 people, $152,700
- For 8 people, $162,550
- For 9 people, $172,400
2. Calculate the percentage of your AMI level
Divide your household income by the 100% AMI for your household size.
For example, if you have 2 people in your household, the 100% AMI for 2 people is $98,500. If your total household income is $60,000, your AMI level is 69.6%. You could apply for services where the maximum income is 70% AMI.
AMI is updated every year by the Federal Department of Housing & Urban Development (HUD). HUD uses data from the census and the American Community Survey. They calculate 100% AMI for a family or 4 for cities and regions across the entire United States.
HUD publishes 2 AMI charts, typically by early April. One chart is adjusted higher in recognition of the high housing costs in San Francisco. The other chart is the unadjusted calculation. Most City services use the unadjusted chart.
Special income calculations for housing
For City housing programs, we calculate nontaxable income and your dependents' income differently, if it helps you qualify. Read more about these special income calculations.
Last updated July 31, 2019