Information for lenders and homeownership housing counselors

View the current balances for MOHCD's loan programs.

The City Second Loan Program provides a downpayment loan for the purchase of units in certain developments.

Guided by San Francisco Planning Code Section 415, the Inclusionary Housing Program (also known as "Below-Market-Rate Program") aims to create housing affordable to low, moderate, and or middle income households in new buildings.

The Condo Conversion Below Market Rate Program helps low- to moderate-income homebuyers purchase their first home in San Francisco. Units in the program are sold below market rate in market-rate buildings.

When refinancing a 1st mortgage on a MOHCD-sponsored property, you must follow MOHCD subordination policies.

For MOHCD program homeowners who want to change the title of their home.

Here are the instructions on how to submit a loan payoff request to MOHCD.

For homeowners using certain loan programs such as TND, PIC, and some City Second loans

This is a library of forms and documents for MOHCD's housing programs for lenders, realtors, leasing agents, applicants, and program recipients.

Every year, participating lenders must attend training and pay a fee. During training, MOHCD staff will review our homeownership programs and go over recent program updates.