The City Second Loan Program provides a downpayment loan for the purchase of units in certain developments.
Below Market Rate (BMR) homeownership programs
Guided by San Francisco Planning Code Section 415, the Inclusionary Housing Program (also known as "Below-Market-Rate Program") aims to create housing affordable to low, moderate, and or middle income households in new buildings.
Post-purchase lending services
When refinancing a 1st mortgage on a MOHCD-sponsored property, you must follow MOHCD subordination policies.
For MOHCD program homeowners who want to change the title of their home.