Income-eligible homeowners in San Francisco can use MOHCD funds to get with your housing payments (mortgage, HOA, special assessments, etc.). We offer grants and loans, with each program having different sets of criteria. Homeowners can use the funds for one time financial hardships. If you are at risk of losing your home, you can get help to avoid foreclosure.
After you use any of these services, you will have to follow rules for MOHCD program homeowners.
Homeownership preservation programs for income eligible San Francisco homeowners
Homeowner Emergency Loan Program (HELP)
HELP loans are for San Francisco homeowners in need of a one-time emergency financial assistance loan due to an unforeseen financial hardship.