Eligibility and type of programs
Requirements and processes
First time homebuyers can buy a home in San Francisco at below market rate (BMR) prices.
Having a lottery preference improves your chances in a housing lottery.
Learn what happens after a Below Market Rate homeownership lottery is run.
Every year, homeowners who bought their home through MOHCD must show that they are following program rules. MOHCD will contact homeowners by program, in batches.
See details about how we process applications.
The City Second Loan Program provides a downpayment loan for the purchase of units in certain developments.