Apply for homebuyer programs If you are thinking of buying a home for the first time, MOHCD has programs that can help you. Recursos Eligibility and type of programs Determine if you can buy in the affordable housing program MOHCD homebuyer programs Learn about the Below Market Rate program, Downpayment Assistance Loan Program, and City Second Loan Program. Requirements and processes Buy a home at a below market rate price First time homebuyers can buy a home in San Francisco at below market rate (BMR) prices. How the affordable housing lottery works Learn how MOHCD runs affordable housing program lotteries. Learn about housing lottery preference programs Having a lottery preference improves your chances in a housing lottery. After a BMR homebuyer lottery Learn what happens after a Below Market Rate homeownership lottery is run. MOHCD program homeowner compliance monitoring Homeowners who bought their home through MOHCD must show that they are following program rules. MOHCD will contact homeowners by program, in batches. About the Downpayment Assistance Loan Program (DALP) lottery See details about how we process applications. City Second Loan Program (CSLP) The City Second Loan Program provides a downpayment loan for the purchase of units in certain developments. Applications for homeownership programs Download Below Market Rate program homeownership and Downpayment Assistance Loan Program applications. Resources for current homeowners Get help if you own a home All San Francisco homeowners can apply for preservation programs to fix or keep their home. Departments Mayor's Office of Housing and Community Development
