Buy a home with City help

First time homebuyers can get help from the City to buy a home or get downpayment assistance.

What to do

1. Decide if buying a home is right for you

You need to attend an orientation about buying a home. You must also have some savings.

Decide if buying a home with City help is right for you

2. Gather your documents

You will need at least:

  • 3 months of your most recent bank statements
  • 3 years of your most recent tax returns
  • 3 most recent paystubs

3. Attend homebuyer education

In general, every adult in the household must finish homebuyer education. 

Sign up for homebuyer education

4. Get a mortgage loan preapproval letter from an approved lender

When you apply for housing, your preapproval letter must be dated within the past 120 days (about 4 months).

These lenders are familiar with various City housing programs. Bring your financial documents when meeting them.

Get the list of approved lenders

Yearly checkins

Every year, we will ask for proof that you are living at the home, and that you have homeowners insurance.

Last updated June 11, 2020