Apply to buy a home with City help

First time homebuyers can apply for specific listings, or apply for a downpayment loan on any home.

What to do

Apply for specific homes

You can:

Apply for a loan

Every year, you can enter a lottery for a downpayment loan to buy any home on the open market.

Apply for a downpayment loan to buy a market rate home

Get help

Get email alerts for new listings

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Related

Buy a home with City help

First time homebuyers can get help from the City to buy a home or get downpayment assistance.

Buy a home at a below market rate price

First time homebuyers can buy a home in San Francisco at below market rate (BMR) prices.

Get a downpayment loan to buy certain market rate homes

Under the City Second Loan Program, you can borrow up to $500,000 for certain homes in San Francisco.

Apply for a downpayment loan to buy a market rate home

With the Downpayment Assistance Loan Program (DALP), you can get a loan up to $500,000 to buy a home.

Homebuyer program counseling agencies

To apply for MOHCD homeownership listings, in general, every adult in the household must finish 10 hours of homebuyer education which can be provided by an agency listed below. These agencies have counselors who can work with you at any step in the process.

San Francisco Service Guide (including housing and homelessness resources)

Find housing and homeless resources in the City.

Last updated November 18, 2022

Department

Mayor's Office of Housing and Community Development